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ProductJun 18, 2026 · 5 min read

BYOK, and why your keys never touch our billing

The hard wall between your provider spend and our credit balance, and how we enforce it.

MR
Mara Ellis
Product

Two ledgers that never meet

Nemu accounts have two completely separate money flows. Tokens flow from your apps through the gateway to your providers, who bill you directly. Credits flow from your plan to the services nemu runs for you. There is no path between the two, by design and not by policy.

What that buys you

You keep your negotiated provider rates, your provider invoices and your provider spend alerts. Nemu can never surprise you with a token bill because nemu cannot issue one. When platform credits run out, metered work pauses until the next cycle. Pausing is the failure mode, never an overage.

It also keeps incentives clean: we are not paid more when you generate more tokens, so routing, caching and failover decisions optimize for your latency and reliability, not our margin.

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